Bankersadda: Bank PO Exam Preperation Site for SBI, RBI, IBPS and SBI Clerk

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Bank Prime package is specially designed to cater to the needs of all the banking aspirants. The Package Includes 800 + TOTAL TESTS, 360 + FULL LENGTH MOCKS, 170+ SECTIONAL TESTS - (PRE + MAINS), 280 + TOPIC WISE TEST- (PRE + MAINS). Video solutions are available for selected mocks (like SBI PO | Clerk, IBPS PO | Clerk etc.) and BI -Monthly GK update practice set.

Full-length Mocks

Test Name	No. of Mocks	Test Name	No. of Mocks
SBI PO Pre	20	RBI Assistant Mains	10
SBI PO Mains	10	RBI Grade B Pre (English Medium Only)	10
SBI CLERK Pre	20	Bank of Maharashtra	10
SBI CLERK Pre (Cracker)	5	Bank of Baroda	10
SBI CLERK Mains	10	NABARD	5
IBPS PO Pre	20	Federal Bank Officer	5
IBPS PO Mains	10	IPPB Prelims	10
IBPS CLERK Pre	20	IPPB Mains	10
IBPS CLERK Mains	10	IDBI Executive	10
IBPS RRB PO Pre	20	IDBI Assistant Manage Grade ‘A’	10
IBPS RRB PO Mains	10	Syndicate Bank PO	10
IBPS RRB CLERK Pre	20	Previous Years Papers	25+
IBPS RRB CLERK Mains	10	ECGC Bank PO	10
RBI Assistant Pre	15	Canara Bank PO	10
BOI (Credit officer)	10	NABARD	5

Section wise Practice Sets (30 Questions in each set):

Test Name	No. of Section Test
SBI PO Prelims	15
SBI PO Mains	15
IBPS PO Prelims	15
IBPS PO Mains	15
IBPS Clerk Prelims	15
RBI Grade B Prelims	15
IBPS RRB PO Pre	10
IBPS RRB PO Mains	25
IBPS RRB Clerk Pre	10
IBPS RRB Clerk Mains	25
NABARD Grade A	15

Topic wise Practice Sets (25-30 Questions in each set)

Test Name	No. of Test
High-Level Puzzle	20
High-Level DI	10
High-Level Logical	10
Section Wise Combo	30
DI (Beginner Pack) (English Medium Only)	10
Reasoning Chapter Wise (Beginner Package) (English Medium Only)	13
Banking /Financial Awareness (English Medium Only)	30
Reasoning Chapter Wise Assignments	26
Quant Chapter Wise Assignments	17
English Chapter Wise Assignments	16
GA Capsule Based Test Series (English Medium Only)	100

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English Language Quiz For IBPS Clerk Mains

IBPS had conducted the IBPS Clerk Prelims Exam few weeks ago and the result will be out shortly. Now the next step is to clear the mains exam Thus, the English Language can be an impetus for their success by helping them save crucial time and score good points in lesser time and effort. So, instead of boiling the ocean, try building up a strong vocabulary, an effective knowledge of grammar, and efficient comprehension skills so as to be on the ball to face this particular section. Here is a quiz on English Language being provided by Adda247 to let you practice the best of latest pattern English Questions for IBPS Clerk Mains Exam.

Watch Video Solutions Here

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Directions (1-7): Read the following passage and answer the following questions given below.

Some words are given in bold to help you answer some of the questions given below.

Paragraph 1: Think about it: 1.49 billion people on average log onto Facebook daily; every second, on average, around 6,000 tweets are tweeted on Twitter; and since its inception, over 40 billion photographs have been posted on Instagram. We live in a world where we aren’t only consumers of information but creators as well, which gives us a misplaced sense of control. It is misplaced because we live today on social media in filter bubbles and echo chambers, and our experiences are dictated by algorithms. As we approach the end of the second decade of this century, social media and the Internet have drifted from their promise of closing distances and exposing us to the views of those who existed beyond our personal networks. Instead, we find ourselves to be more rigid versions of our former selves.

Paragraph 2: In the 1950s, a series of psychological experiments called the Asch Conformity Experiments was carried out by the social psychologist Solomon Asch, to determine the extent to which a person’s opinion is influenced by a group. Asch found through a series of trials that an individual was willing to go to the extent of giving a wrong answer just to conform to the majority view. The respondents gave wrong answers either because they did not want to be ridiculed or thought of as “peculiar”, or because they believed that the group was better informed than them. Although means of communication and engagement have evolved since the 1950s, the human instinct to fit in hasn’t changed. To some extent this also explains the impact of fake news online, which is said to contribute to a polarised society. Fake news is an industry today and finds great resonance with people. Its rise corresponds with a growing distrust in the mainstream media. Fake news has now even slipped into traditional media outlets and is often circulated by prominent individuals. This has contributed to the echo chamber phenomenon. People seek “informed” opinions through filters only from people they trust and look for news that confirms their world view. This results in people cultivating rigid opinions of issues that they would have probably been more willing to discuss in the past. Social media sites are more than willing to play abettors. Twitter, for example, will routinely prompt you to follow people who hold a viewpoint that is similar to yours. Social media creates and services, needs which could be the narcissistic impulses encouraged by Instagram or the strengthening of deep-rooted biases on Twitter and Facebook.

Paragraph 3: A study carried out by Aalto University, Finland, this year on increasing polarisation on social media found that factors like user homophily (users in a social system tend to bond more with ones who are similar to them than to ones who are dissimilar) and algorithmic filtering have created this cycle of enforcing and reinforcing belief systems and ensuring that we don’t open our minds to diverse opinions. The study suggests that algorithms must be created to identify trigger topics and find diverse opinions that might otherwise be kept out. While the democratisation of discourse that social media has brought about is undeniable and most welcome, we are getting trapped in narrower world views that are seeping into not only voter behaviour but everyday personal interactions. This is something we must be alarmed about. Log in or log out, the world is a far more opinionated place today but it need not be a rigid one.

Q1. According to the author how social media and the Internet were supposed to help people?

It was expected that internet and social media will increase the proximity among peoples

Internet and social media were supposed to make people more rigid versions of their former selves.

They were supposed to expose us to the views of those who existed beyond our personal networks.

Both (a) and (c)

None of these

Solution:

The answer to the question can be traced from the last lines of very first paragraph where it is given as “As we approach the end of the second decade of this century, social media and the Internet have drifted from their promise of closing distances and exposing us to the views of those who existed beyond our personal networks.” Option (b) can be easily omitted as it is the stating the effect that social media and internet have made upon the people by making them more rigid version of their former selves. Hence option (d) is the correct answer choice.

Q2. Based on the information given in the passage consider a situation where four people are made to sit in a room, they are asked to answer the same question, assuming that three out of four gave the same answer what could be the reason behind the odds that the fourth one will also give the same answer?

Because the fourth one did not want to be ridiculed

As the fourth one didn’t want anyone to consider his answer as funny or strange

Because he had a thought in his mind that the other three people are much knowledgeable than him

All (a) (b) and (c)

None of these

Solution:

The answer to the question can be traced from the information given in the second paragraph where it is mentioned that “Asch found through a series of trials that an individual was willing to go to the extent of giving a wrong answer just to conform to the majority view. The respondents gave wrong answers either because they did not want to be ridiculed or thought of as “peculiar”, or because they believed that the group was better informed than them.” Hence option (d) is the correct answer choice.

Q3. Why in a today’s world of social media we, the consumers and creators of information possess a misplaced sense of control?

The feeling of autonomy, choosing how one spends one’s time, doing one’s work in his/her own way nowadays is being influenced by the information that is being shared over social media

As people’s most of the life is being spent over social media and they don’t get any time to develop their skills and to learn new things.

It is misplaced because we live today on social media world where peoples opinion are driven by others experiences and their knowledge.

Both (a) and (c)

None of these

Solution:

The answer to the question can be traced from the information given in the first paragraph where it is mentioned that, “We live in a world where we aren’t only consumers of information but creators as well, which gives us a misplaced sense of control. It is misplaced because we live today on social media in filter bubbles and echo chambers, and our experiences are dictated by algorithms.” As mentioned in the second paragraph, “People seek “informed” opinions through filters only from people they trust and look for news that confirms their world view”, explains why social media is more an echo chamber as the sound in it keeps fading through different path after reflection from the chamber surface. Similarly any information transmitted through social media keep losing its authenticity as it transfers from one media handle to another media handle. Hence option (a) is the correct answer choice.

Q4. Out of the followings which option best explains the meaning of the line given in bold as used in the second passage, “Social media sites are more than willing to play abettors.”?

There has been serious instances of data breaches in various social media sites like Facebook, and twitter etc.

Twitter, for example, will routinely prompt you to follow people who hold a viewpoint that is similar to yours.

Social media sites are abetting people in regard to a particular political campaign

Both (a) and (c)

None of these

Solution:

The answer to the question can be traced from the information given in the last lines of the second paragraph where it is mentioned that, “Twitter, for example, will routinely prompt you to follow people who hold a viewpoint that is similar to yours. Social media creates and services needs, which could be the narcissistic impulses encouraged by Instagram or the strengthening of deep-rooted biases on Twitter and Facebook.” Hence option (b) is the correct answer choice.

Q5. How has the Fake news industry contributed to the echo chamber phenomenon?

Fake news has now even slipped into traditional media outlets and is often circulated by prominent individuals.

This results in people cultivating rigid opinions of issues that they would have probably been more willing to discuss in the present

People seek “informed” opinions through filters only from people they don’t trust and look for news that confirms their world view.

Both (a) and (c)

None of these

Solution:

The answer to the question can be traced from the information given in the second paragraph where it is mentioned that, “Fake news has now even slipped into traditional media outlets and is often circulated by prominent individuals. This has contributed to the echo chamber phenomenon.” Hence option (a) is the correct answer choice.

Q6. How the factors like user homophily, increasing polarisation on social media restricts our minds for diverse opinions?

An individual was willing to go to the extent of giving a wrong answer just to conform to the majority view.

By changing the means of communication and engagement since the 1950s, the human instinct to fit in hasn’t changed.

Users in a social system tend to gel up more with ones who are similar to them than to ones who are dissimilar and thus following the same path of thinking

Both (a) and (c)

None of these

Solution:

The answer to the question can be traced from the information given in the last paragraph where it is mentioned that, “A study carried out by Aalto University, Finland, this year on increasing polarisationon social media found that factors like user homophily (users in a social system tend to bond more with ones who are similar to them than to ones who are dissimilar) and algorithmic filtering have created this cycle of enforcing and reinforcing belief systems and ensuring that we don’t open our minds to diverse opinions.” Hence option (c) is the correct answer choice.

Q7. Choose the word which is most SIMILAR in meaning with the highlighted word SEEPING as given in the passage?

Trickle

Construe

Twig

Encrypt

Postscript

Solution:

Seeping- (of a liquid) flow or leak slowly through porous material or small holes. Encrypt- convert (information or data) into a code, especially to prevent unauthorized access Postscript- an additional remark at the end of a letter, after the signature and introduced by ‘PS’ Twig- a slender woody shoot growing from a branch or stem of a tree or shrub Hence option (a) is the most suitable answer choice.

Directions (8-15): Read the following passage and answer the following questions given below the passage.

Paragraph 1: Superstition is a credulous belief or notion, not based on reason, knowledge, or experience. The word is often used pejoratively to refer to folk beliefs deemed irrational. This leads to some superstitions being called "old wives' tales". It is also commonly applied to beliefs and practices surrounding luck, prophecy and spiritual beings, particularly irrational belief that future events can be influenced or foretold by specific unrelated prior events. While almost any behavior can be turned into a superstitious ritual, perhaps the ones that are most likely to survive are those that happen to be effective at changing how we feel. Although there is no single definition of superstition, it generally means a belief in supernatural forces – such as fate – the desire to influence unpredictable factors and a need to resolve uncertainty. In this way then, individual beliefs and experiences drive superstitions, which explains why they are generally irrational and often defy current scientific wisdom.

Paragraph 2: Psychologists who have investigated what role superstitions play, have found that they derive from the assumption that a connection exists between co-occurring, non-related events. For instance , the notion that charms promote good luck, or protect you from badluck. For many people, engaging with superstitious behaviors provides a sense of control and reduces anxiety – which is why levels of superstition increase at times of stress and angst. Superstitious beliefs have been shown to help promote a positive mental attitude. Although they can lead to irrational decisions, such as trusting in the merits of good luck and destiny rather than sound decision making.

Paragraph 3: Carrying charms, wearing certain clothes, visiting places associated with good fortune, preferring specific colors and using particular numbers are all elements of superstition. And although these behaviors and actions can appear trivial, for some people, they can often affect choices made in the real world. Superstitions can also give rise to the notion that objects and places are cursed. Such as the Annabelle the Doll – who featured in The Conjuring and two other movies – and is said to be inhabited by the spirit of a dead girl. A more traditional illustration is the Curse of the Pharaohs, which is said to be cast upon any person who disturbs the mummy of an Ancient Egyptian person – especially a pharaoh. Numbers themselves can also often be associated with curses. For example, the figure 666 in a license plate is often featured in stories of misfortune. The most famous case was the number plate “ARK 666Y”, which is believed to have caused mysterious vehicle fires and “bad vibes” for passengers.

Paragraph 4: Where does science fit into this picture? Science is only one of the important parts of our culture. The combined knowledge through generations to generations which helped human beings to survive, prosper, and be on the top of the development is what we mean by systematic and formulated knowledge. We have to examine how science and superstitions affect our daily life and our thinking. Superstition is the irrational way of explaining usual or unusual events. Science does not believe in irrational way of explaining events. Science aims to know the cause and effect of each phenomenon based on scientific principles that can be verified with experiments and are proven on the basis of well-established scientific rules known as laws. Science has rational answers to many of the phenomena.

Q8. Which one of the following comes closest to capturing what the term "pejoratively" means in paragraph 1?

It is used to refer to the beliefs of folks.

It is described as the desire to influence unpredictable factors but they ultimate get the certainty of the events that happen in the forthcoming future.

The author is expressing disapproval and criticism of superstition as they are adjudged irrational using this word.

Both (b) and (c)

All of these.

Solution:

Option (c) is the most appropriate choice among all the given options. This can be quoted from the first line of the first paragraph itself where it is given that the word is often used pejoratively to refer to folk beliefs deemed irrational. This leads to some superstitions being called "old wives' tales". Pejorative in general means “expressing contempt or disapproval.”

Q9. What types of behavior are most liable to outlast when turned to superstitious rituals?

The behavior associated with rational thinking.

From the behavior impacted in real life due to the events co-occuring in dreams.

Behaviors with different conditions of life and education.

The ones which happen to be potent enough at changing the way we feel.

None of these.

Solution:

Option (d) is the most suitable answer as the choice of the answer. The answer can be deduced from the first paragraph of the passage where it is mentioned that “while almost any behavior can be turned into a superstitious ritual, perhaps the ones that are most likely to survive are those that happen to be effective at changing how we feel. Although there is no single definition of superstition, it generally means a belief in supernatural forces – such as fate – the desire to influence unpredictable factors and a need to resolve uncertainty.”

Q10. Why does the author quote that the superstitions confront the scientific wisdom?

As superstitions are a mystery that even science cannot solve.

As individual beliefs and experiences drive superstitions which make them irrational.

As every superstition is linked to an unseen energy and force influenced by some objects or human rituals.

As superstitions are not necessarily referring to something leading to a bad fate.

None of these.

Solution:

Option (b) is the most apt choice to be selected as the answer of the question. Since in the question it is asked that why does the author quotes so the answer has to be in relevance of the passage only and not out of the context of the passage. Only option (b) is mentioned in the passage. Rest all other options are not mentioned in the passage. This option can be traced from the last lines of the first paragraph of the passage where it is mentioned that “In this way then, individual beliefs and experiences drive superstitions, which explains why they are generally irrational and often defy current scientific wisdom.”

Q11. The discussion of superstition in paragraph 1 differs from that in paragraph 4 in which one of the following ways?

Superstitions can also give rise to the notion that objects and places are cursed and science proves this phenomena.

Superstitions are applied to beliefs and practices while these practices are different from our culture.

Superstition is irrational and science does not believe in irrational way of explaining events.

Both (b) and (c)

Both (a) and (b)

Solution:

Option (c) is the most appropriate choice to be selected as the answer of the question. Compare first and last paragraphs of the passage it is clearly mentioned in the first paragraph that, individual beliefs and experiences drive superstitions, which explains why they are generally irrational and often defy current scientific wisdom while in the last paragraph it is given that science explains that superstition is the irrational way of explaining usual or unusual events, hence science does not believe in irrational way of explaining events.

Q12. Why do some people prefer to use specific colors or carry talismans?

To prove the basic principles which are just as much unproved assumptions.

As they are not inclined to believe in some of the real ideas.

As science progresses, superstitions ought to grow less.

As people have the belief that they can affect the choices made in the real world.

None of these.

Solution:

Option (d) is the most suitable and relevant answer among all the choices given. Refer to the third paragraph where it is given that carrying charms, wearing certain clothes, visiting places associated with good fortune, preferring specific colors and using particular numbers are all elements of superstition. And although these behaviors and actions can appear trivial, for some people, they can often affect choices made in the real world.

Q13. What is the Curse of the Pharaohs known for?

That when some good things are ready to happen, the curse has an impact that something bad interferes.

Bring bad luck for the thieves disturbing the outrageous tomb of the Egyptians.

Casted on the person for disturbing the mummy of an Ancient Egyptian person.

That it can cause mysterious vehicle fires and bad vibes for passengers with the specific plate number.

None of these.

Solution:

Option (c) is the correct choice. The answer can be inferred from paragraph 3, where it is mentioned that “Superstitions can also give rise to the notion that objects and places are cursed. A more traditional illustration is the Curse of the Pharaohs, which is said to be cast upon any person who disturbs the mummy of an Ancient Egyptian person – especially a pharaoh.”

Q14. Choose the word which is most nearly the SAME in meaning as the word printed in bold as used in the passage. Credulous

Suspicious

Gullible

Skeptical

Wary

Insightful

Solution:

Option (b) is the most suitable choice. Credulous means having or showing too great a readiness to believe things. Gullible means easily persuaded to believe something; credulous. Suspicious means having or showing a cautious distrust of someone or something. Skeptical means not easily convinced; having doubts or reservations. Wary means feeling or showing caution about possible dangers or problems. Insightful means having or showing an accurate and deep understanding; perceptive.

Q15. Choose the word which is most nearly the OPPOSITE in meaning as the word printed in bold as used in the passage. Angst

Apprehension

Trepidation

Serenity

Distress

Perturbation

Solution:

Angst means a feeling of deep anxiety or dread, typically an unfocused one about the human condition or the state of the world in general. Serenity means the state of being calm, peaceful, and untroubled. Apprehension means anxiety or fear that something bad or unpleasant will happen. Trepidation means a feeling of fear or anxiety about something that may happen. Distress means extreme anxiety, sorrow, or pain. Perturbation means anxiety; mental uneasiness.

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Dear Students,

As per today's scenario in the Banking exam even in other exams like SSC, it has become important that to solve a particular problem quickly you have to know the concept behind the question and also the way how to solve that problem quickly. Keeping in mind that thing we are providing here some important study notes and short tricks of various topics of Quantitative Aptitude so that a student can attempt more questions in less time (especially in Banking and SSC exams) and can make a higher probability of being selected. Best of hard work to all students. Keep using Bankersadda.

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SIMPLE & COMPOUND INTEREST:

The interest can be defined as the amount paid by the borrower to the lender in addition to the amount which he had borrowed. In competitive exams, interest is classified into Simple interest (SI) and Compound Interest (CI).
Ex. At what per cent per annum will Rs. 3000 amounts to Rs. 3993 in 3 years, if the interest in compounded annually?

SIMPLE INTEREST:
Simple interest simply means that we have to pay same amount of interest every time. If I have to pay interest on Rs. 500 at ROI of 8%/annum for 3 years, it means I will pay
40×3= RS 120.
Formulae to calculate SI on an amount is

Here, P is the amount borrowed and generally, it is referred to as Principal.
R is ROI in %. (100 in the equation is used to because of %)
And T is time in years.
NOTE: If it is asked in a question, that what is interest obtained at the ROI of 10%(or any value) for 5 years on amount of Rs. Z.
In order to save time first calculate mentally 10×5=50%. Total interest will be 50 % of Principal amount.

COMPOUND INTEREST:
The one-liner difference b/w SI and CI is that interest paid for every year is not same. Consider the above example.
At what per cent per annum will Rs. 3000 amounts to Rs. 3993 in 3 years, if the interest in compounded annually?
Here, let the rate of interest is r % per annum.
Then,

The formulae for amount obtained after the given time period in CI

Here A is the amount obtained after interest, P is principal, n is the number of years R is ROI.
CI= A – P.

In competitive exams, this approach is rarely used because it will be too calculative if time is 3 years and ROI is 17%.

Imagine if you started calculating cube of 117. The best approach to use in CI is resultant ROI, it makes CI as easy as SI.
Eg. If ROI on Rs.10000 in a scheme is Y%, calculate total interest after two years. Then resultant interest is

It is more time savior than the traditional method. Little use of mind will help you to solve all kind of problems.
Note that if we can calculate resultant interest % for two years, we can also calculate it for three years. Actually, the general formula for calculating resultant % for two years, if ROI in the first year is X% and the second year is Y%, then resultant interest % will be:
X+Y+(X×Y)/100
For calculating 3year resultant interest, first, calculate resultant interest of first two years and then again use resultant formulae for adding resultant of first two year and ROI of 3rd year.

REMARK: Check 3 years total interest % for ROI 0f 10% whether it comes 33.1%.
DIRECT FORMULAE TO CALCULATE 3 YEARS RESULTANT INTEREST %
3r. 3 r² r³ __
Here, r is ROI
Note that
4 underscores (_ _ _ _) represent 4 digits after decimal. Further, make it clear that _ _ (last two digits are for last two digits of value of r³]
And starting two (_ _) are for value of 3r².
Consider eg.
3r. 3 r² r³_
When r = 2
r³ = 08, r² = 4, 3r² = 12
Resultant interest is for 3 years
6.1208
Now consider r = 8
r³ = 512, r² = 64, 3r² = 192
use last two digits of r³ for last two digits.
i.e. 3r. _ _ 12, and carry on 5 to 3r².
3r² = 192 + 5 = 197.
Here also, use only its last 2 digit and carry on 1.
3r. 9 7 1 2
3r = 24 + 1 → carry on from 197.
Resultant interest % = 25.9712%
Check for r = 10%.

While solving a question, student should always keep in mind resultant interest %.

Q. Amount of Rs 4000 becomes Rs 6600 in SI in 5 years. Calculate ROI.

Solution. Though general formula of SI i.e. SI=PRT/100 is an easy approach,
But try mentally to solve RS 2600 is what % Rs 4000. You can mentally calculate that

And 65% in 5 years in SI means 13% year.

Q. Difference b/w interest obtained in SI and CI on an amount at the ROI of 10% is Rs. 310. Find the principal amount.
Solution.
Calculate resultant % for SI and CI for 3 years at ROI of 10%.
It is 30% for SI and 33.1% for CI. But we know that we calculate interest on the principal. It means that 3.1% of principal is equal to Rs 310. Hence the principal can be calculated.

POINTS TO REMEMBER ALWAYS:
Difference b/w interest obtained on CI and SI for 2 years is

Resultant interest % in CI for 3 years at 10% ROI is 33.1% and 15.7625% at ROI of 5%.
## Difference between C. I. and S.I. for three years

Dear Aspirants,

The General Awareness Section of Banking Exams covers numerous sections in it like Banking Awareness, Static GK, and Current Affairs. But the most important thing that you might have noticed is that both the Banking Awareness and Static Awareness questions asked in the General Awareness Section are based on Current Affairs only. The questions on Static and Banking Awareness are related to the countries, events or anything that has been in news for a while. Here is the Daily GK Update to get you acquainted with the top events that made the headlines today!!

Current-Affairs-6th-and-7th-January-2019-2018-Daily-GK-Update

National News

1. Cabinet Approves 10% Job Quota For ‘Economically Weaker’ Upper Castes

i. The Union Cabinet approved a 10% reservation for ‘economically backward’ upper castes in government jobs.

ii. Ahead of the General Elections this year, the government has announced reservation in jobs for those belonging to the upper castes and earning less than Rs 8 lakh per year. A bill to amend Article 15 and 16 of the constitution will be moved in Parliament to this effect.

Static/Current Takeaways Important For IBPS Clerk Mains Exam:

Prakash Javadekar is the present HRD Minister of India.

2. Govt Allocates Rs 10,900 Cr For Development Of 40 Satellite Launch Vehicles

i. Indian Space Research Organisation (ISRO) Chairman Dr. K Sivan stated that the Union Government has allocated 10,900 crore rupees for the development of 40 satellite launch vehicles in the next 4 years.

ii. Dr. Sivan also stated that Chandrayan Mission will be launched within three months. It will land in one part of the Moon which is still unexplored. He also said that the human spaceflight Gaganyaan is planned to be launched by 2022, the 75th anniversary of Independence.

3. AAI Signs MoU With SAMEER For Boosting Communication

i. Airports Authority of India (AAI) signed MoU with Society for Applied Microwave Electronics Engineering and Research (SAMEER) for joint research programs in the field of Communication Navigation and Surveillance (CNS).
ii. The MOU, on the one hand, will provide for the transfer of skill by SAMEERexperts in the areas of Radio Frequency, Millimetre Wave and Antenna-related solutions to AAI domain experts, while on the other hand, it will pave way for exposure for the SAMEER researchers to the challenging Aviation field.

Static/Current Takeaways Important For IBPS Clerk Mains Exam 2018:

Chairman of AAI: Guruprasad Mohapatra, Director General of SAMEER: Sulabha Ranade.

4. Odisha CM Naveen Patnaik Announces Interest Free Loans For Women SHGs

i. Odisha Chief Minister Naveen Patnaik announced interest-free loans of up to Rs. 3 lakh for women self-help groups (WSHGs) in the state. There are around six lakh WSHGs in Odisha. The initiative will benefit about 70 lakh women.

ii. During the convention, Mr. Patnaik launched a scheme to distribute Rs. 15,000 seed money per group to three lakh new self-help groups. The chief minister announced incentives of Rs. 500 per month for Anganwadi workers and Rs. 200 for helpers.

Static/Current Takeaways Important For IBPS Clerk Mains Exam 2018:

Odisha Governor: Ganeshi Lal.

5. Norwegian PM Erna Solberg In India On 3-Day Visit

i. Prime Minister of Norway Erna Solberg has arrived in New Delhi on a three-day state visit to India. She was accompanied by senior officials from her government and a large business delegation. She will participate in the Indo-Norwegian Business Conference.

ii. The Norwegian Prime Minister will deliver the Inaugural address at the Raisina Dialogue. The visit of PM of Norway will provide an opportunity to review the progress in bilateral cooperation between the two countries.

Static/Current Takeaways Important For IBPS Clerk Mains Exam:

Norway Capital: Oslo, Currency: Norwegian krone.

Committees Formed

6. HRD Ministry Constitutes Task Force To Look into Suicides of JNV Students

i. The Union Human Resource Development Ministry constituted a task force to look into the issues of suicides of the students in Jawahar Navodaya Vidyalayas. The task force has been constituted under the Chairmanship of Psychiatrist, Dr Jitendra Nagpal.
ii. The task force will look into the circumstances leading to the suicidal deaths of students residing in the hostels of Jawahar Navodaya Vidyalayas residential schools. It will also suggest ways and means to arrest the trend of suicides by students.

7. High-level Committee Headed By MP Bezbaruah Notified on Assam Accord

i. The government had notified a High-Level committee for implementation of Clause 6 of Assam Accord. Retired IAS officer M.P. Bezbaruah is chairman of the 9-member Committee. The committee will examine the effectiveness of actions since 1985 to implement Clause 6 of the Assam Accord.
ii. The clause envisaged that appropriate constitutional, legislative and administrative safeguards, should be provided to protect, preserve and promote the cultural, social, linguistic identity and heritage of the people of Assam.

Static/Current Takeaways Important For IBPS Clerk Mains Exam:

Assam Capital: Dispur, CM: Sarbanand Sonowal, Governor: Jagdish Mukhi.

Awards

8. Ramnath Goenka Excellence in Journalism Awards: Complete List Of Winners

i. Home Minister Rajnath Singh presented Ramnath Goenka Excellence in Journalism awards in 18 categories across print, broadcast, and purely-digital for outstanding work done in 2017.
ii. The Express Group instituted the Ramnath Goenka Excellence in Journalism Awards in 2005 as part of the centenary year celebrations of its founder, Ramnath Goenka.
Find The Complete List of Winners Here

9. Golden Globe Awards 2019 Announced: Complete List of Winners

i. The 76th Annual Golden Globe Awards were announced at the Beverly Hilton Hotel in California, the USA. These annual awards honour the best in Motion Pictures and Television for the year 2018.
ii. This year’s event was hosted by actors Andy Samberg and Sandra Oh, who took over from 2018 host, comedian Seth Meyers.
Find The Complete List of Winners Here

Resignation

10. Pentagon Chief of Staff Kevin Sweeney Resigns

i. In the United States, Department of Defence, Chief of Staff, Rear Admiral Kevin Sweeney has resigned, a month after Defence Secretary James Mattis announced his departure.
ii. He is now the third senior Pentagon official to announce his resignation since President Donald Trump announced US forces would leave Syria.

Sports News

11. Hopman Cup: Roger Federer & Belinda Bencic Retain Title For Switzerland

i. Switzerland's Roger Federer and Belinda Bencic secured victory over Germany's Angelique Kerber and Alexander Zverev to win the Hopman Cup for the second year in a row.

ii. In a rerun of 2018 final, Federer beat Zverev to give the Swiss an early 1-0 lead. Wimbledon champion Kerber then overcame Bencic to level the tie. However, the Swiss claimed a tight win in the mixed doubles to claim their fourth Hopman Cup title.

Static/Current Takeaways Important For IBPS Clerk Mains Exam:

Twenty-time Grand Slam champion Federer is the first player to win three Hopman Cups - twice with Bencic and once with Martina Hingis, in 2001.

Banking News

12. Government Amalgamates 3 RRBs Into A Single Bank

i. The government has amalgamated three Regional Rural Banks- Punjab Gramin Bank, Malwa Gramin Bank and Sutlej Gramin Bank - into a single RRB.
ii. The sponsor banks of the RRBs are National Bank for Agriculture and Rural Development (NABARD), the Government of Punjab and Punjab National Bank, State Bank of India and Punjab and Sind Bank.

Static/Current Takeaways Important For IBPS Clerk Mains Exam:

Father Of RRB is M.Swaminathan.

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Dear Aspirants,

Here is the Study Kit being provided by Bankersadda that incorporates the links to all the important updates that are posted on Bankersadda throughout the day. Every single post on Bankersadda is crucial for the banking aspirants throughout the country.

Through BA Study Kit, we ensure that you do not miss out any of the important updates that include English Quizzes, Quant Quizzes, Reasoning Quizzes, General Awareness Quizzes, Banking Awareness Quizzes, Current Affair Quizzes, Computer Quizzes, Job Alerts, all sorts of Recruitment and Results notifications, Frequently asked questions for various job profiles, Motivational as well as Examination Tips related articles, Interview Tips, Descriptive Writing Tips, Success Stories, Study Notes on important topics of all the subjects, and much more for IBPS PO and Clerk, SBI PO and Clerk, RRB PO and Office Assistant, RBI Grade B Officer, Assistant and Attendant, and every other Banking Examination. Keep yourself updated and never miss out anything important with Bankersadda Study Kit!

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The pain you feel today is the strength you will feel tomorrow. For every challenge encountered, there is an opportunity for growth.

Get Video Courses by Adda247 for Bank and SSC Exams

Don’t carry your mistakes around with you. Instead, place them under your feet and use them as stepping stones to rise above them.

Success is the result of failure at many times. Falling is the result or your mistakes and ignorance towards something. But you cannot move forward if you are walking along with your mistakes you need to keep them under your feet and need to stand again with the confidence and power to achieve your goals. Use your mistakes as a weapon towards your success never let them down your moral.

What do you think? Share your thoughts in the comments!!

Vocabulary is an important part of English that helps you deal with all kinds of questions in objective as well as descriptive papers of various exams. In the recently concluded Banking Exams, we witnessed that a major part of the exam was based on vocabulary. Many questions were vocab based and we can expect the same in the upcoming exams. It becomes very important to learn ample amount of words for the upcoming Government Job Exams. You can learn new words daily from our Daily Word List . Here is a list of words from daily Editorials. Learn the words and make your own sentences on the basis of the given word list.

1. SLATE (verb) आलोचना करना
Meaning: criticize severely.
Synonyms: attack, pillory, lambaste, revile.
Antonyms: applaud, acclaim, compliment, admiration.
Usage: The play was slated by the critics.

2. FOIST (verb) थोपना
Meaning: impose an unwelcome or unnecessary person or thing on.
Synonyms: impose, force, thrust, inflict.
Antonyms: aid, help, overlook, prevent.
Usage: The government has decided to foist yet another tax increase on the public.

3. PROCURE (verb) परिश्रम से प्राप्त करना
Meaning: obtain (something), especially with care or effort.
Synonyms: acquire, attain, earn, reap.
Antonyms: relinquish, surrender, yield, forfeit.
Usage: You may have to barter with Jim to procure the essential supplies you need.

4. DAMNING (adjective) घातक
Meaning: (of a circumstance or piece of evidence) strongly suggesting guilt or error.
Synonyms: incriminating, derogatory, catastrophic, destructive.
Antonyms: auspicious, encouraging, optimistic, propitious.
Usage: She waved back, wondering how the most damning of them all was also the only who seemed anywhere able to feel sympathy.

5. CONCOMITANT (noun) आनुषंगिक
Meaning: a phenomenon that naturally accompanies or follows something.
Synonyms: accompaniment, attendant, corollary, adjunct.
Antonyms: irrelevant, unaided, unattached, unrelated.
Usage: Puberty is the stage of life where adolescents begin to experience concomitant changes in their bodies, their emotions, and their view of their parents.

6. HISTRIONIC (noun) नाटकीय
Meaning: melodramatic behavior designed to attract attention.
Synonyms: drama, affectation, exaggerated, farcical.
Antonyms: restrained, subdued, phlegmatic, stolid.
Usage: Whenever the spoiled toddler does not get her way, she begins to yell in a histrionic manner.

7. HOLISTIC (adjective) समग्र
Meaning: relating to or concerned with complete systems rather than with individual parts.
Synonyms: comprehensive, entire, integrated, complete.
Antonyms: deficient, fragmental , divided, reduced.
Usage: Under the project guidelines, the student educators must create a holistic lesson that makes use of all five senses.

8. INTRANSIGENT (adjective) दुराग्रही
Meaning: unwilling or refusing to change one's views or to agree about something.
Synonyms: resolute, inexorable, inveterate, tenacious.
Antonyms: tractable, acquiescent, subservient, obsequious.
Usage: When it came to their willingness to extend my curfew, my parents were intransigent and would not budge.

9. ABET (verb) उकसाना
Meaning: encourage or assist (someone) to do something wrong.
Synonyms: foment, incite, instigate, provoke.
Antonyms: constrain, restrain, allay, soothe.
Usage: If you abet violence in your home, you should not be surprised if your children grow up to be abusers.

10. FITFUL (adjective) अस्थिर
Meaning: active or occurring spasmodically or intermittently; not regular or steady.
Synonyms: intermittent, sporadic, spasmodic, unsteady.
Antonyms: constant, continuous, steady, unwavering.

Usage: Because the weather has been fitful lately, we are not sure if our outdoor wedding is going to take place.

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Dear Students, with the banking examinations of grave significance closing in on you, this new year puts on you the onerous task of endeavoring to achieve your career goals without procrastinating anymore. We all do that everytime the exams are near. Isn't it? But then, some people bring it to fruition while others don’t. Why? Everyone who is reading this will get in tune with this question. Students, what plays an important role in one's stellar performance in any competitive examination is round-the-clock practice accompanied by a pinch of sincerity and determination.

At some point during your preparation phase, you might wonder why it all suddenly goes out of whack and you fail in your attempt to sail through an exam that you pined for. When carefully looked into, you will find your lapse in practice responsible for your failure. To put it in a nutshell, an efficient practice is a requisite to crack any competitive exam.

When you give a cold shoulder to practice while getting yourself ready to appear in a competitive examination, there comes a time when you realize that you have to rack your brains on something you used to be a dab hand at. Only then you find yourself on a sticky wicket and latch on to the need of stopping the rot and getting yourself back on track. What if you wouldn't break off practicing? You certainly wouldn't tumble down to face the failure of yours. After all,it feels bad when all your preparation goes in vain, you are back to square one and have to wait for one long year for the opportunity you let slip through your fingers.

Regular practice not only helps you develop marvelous skills to ace an examination but also empowers you to get better as time goes by. Once you attune yourself to constant practice, what seemed to be the most difficult task on the planet becomes easy. It actually makes the impossible possible. Taking mock tests on a regular basis ensures one's immediate success because it prevents one from wasting her time on the failures she had to face before making a go of it.

Here is how to prepare for 2019 exams so you can get a government job in 2019:

To all those who make hard and fast rules while setting up a study timetable, go for a realistic timetable. A timetable that includes long hours of studies and no short breaks in between takes you nowhere. So, include short and frequent study sessions in your timetable accompanied by some leisure activities that keep you refreshed throughout.

Next comes assigning the study hours to the different subjects that will be asked in the examination. Remember not to prioritize a single subject in your study schedule, thereby giving the cold shoulder to other equivalently grave subjects. So, even if you are a dab hand at Quant, practice it daily like any other subject you are not so good at.

Are you one out of those who keep cutting the corners every time? Bear it in mind that the pattern of banking examinations keeps changing very frequently. You don't know what's up next and so, to be ready for a bolt from the blues, dive deep into all the subjects that will be asked in the examination.

Do you have the habit of cramming all day long and leave the revision to be done in the last days before the examination? Yes. Isn't it? Most of the aspirants are into this habit and they end up lying under a pile of stuff to be revised at the time of examination. If you do not want the important topics to be left unrevised then include at least one hour of revision in your daily schedule and play it safe.

Fix a day, and time, and give a mock test that simulates the real examination every day. Once you are used to giving such speed tests, any online examination no longer seems outlandish to you and you score fairly well.

What relaxes you the most? Listening to your favorite music, going out on a walk, meditation, playing some outdoor games or any other activity? Include it in your daily schedule because it lightens you up after swotting up all day long.

So students, practice hard, compromise it for nothing and make the grades in the upcoming examinations in your first attempt. Adda247 is always there to tide you over with its latest pattern practice mocks that you will find nowhere else. You can also get the Bank/SSC/Insurance Prime Package through which, you will be able to access the practice mocks all throughout the year. Also, if you get the package today, you will get the practice mocks of SBI PO 2018 and SBI PO 2019 both because the SBI PO 2018 Mocks will be removed from the package as soon as the notification for the recruitment process it out (likewise for practice mocks for other competitive exams).

All the best!!

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